First Things First: What Is PIP Insurance?
PIP stands for Personal Injury Protection, and in Florida, it’s required by law. That’s right—every driver must carry it. But what does it actually do?
In simple terms, PIP covers you—not the other driver. If you’re injured in a crash (even if it’s your fault), PIP helps pay for things like:
- Medical bills
- Lost wages
- Rehab or ongoing treatment
- Even child care while you recover
Florida is a no-fault state, which means you have to go through your own insurance first—before you can go after the other driver. That’s where your PIP kicks in.
Why Should You Care?
Because accidents happen—and when they do, PIP can make or break how fast and how well you recover.
Let’s say you’re rear-ended on your way to work. Your neck hurts, you miss three days of work, and the medical bills are piling up. Without PIP? You’re on your own until the legal stuff gets sorted.
With PIP? You can start getting the help you need right away.
But There’s a Catch…
Florida gives you just 14 days to get medical treatment after the crash for PIP to apply. Wait too long, and your benefits could vanish. Even if you “feel fine” at first, some injuries take days to show up. Don’t roll the dice—get seen, get help, and get us in your corner.
How Good Guys Law Can Help
At Good Guys Law, we’re all about making sure Florida drivers know their rights—and use them. We live by the Good Guys Code:
- Clients first, always.
- Do the right thing, even when it’s hard.
- Fight fiercely. Win with integrity.
